Who We Are
 Pat Rudolph, Ph.D., CFP®Phone: (443) 542-5867
Fax: (443) 628-0236 Rudolph Financial Planning
Sound Guidance. Sensible Advice.
Pat Rudolph knows the world of personal finance inside and out. As a CERTIFIED FINANCIAL PLANNER™ professional, she has proven her knowledge and ability to work with individuals. As a professor of finance for almost thirty years, she has mastered the ability to teach others and communicate both simple and the complex concepts, as they relate to financial matters.
Pat was profiled in Business Week (October 16, 2006) where she identified her market as middle-income families -- "people with less than $500,000 in assets and maybe even some debt problems." Her recent article on ETF's (exchange traded funds) published in the March 10, 2008 issue of the Legal Times is available in the Client Forms section.
Here is a snapshot of her experience and credentials:
Formal Education:
BA Economics UMBC 1972
Ph.D. Economics University of North Carolina 1976
Employment History:
University of Alabama, 1976 – 2001
Assistant, Associate, Full Professor of Finance
American University, 2001 – 2005
Kogod Outstanding Visiting Professor of Undergraduate Programs
Professional Certification:
Certified Financial Planner ™ practitioner, 2004
You may be asking yourself this obvious question: Why did Pat stop being a college professor and start being a financial planner?
Here is Pat’s answer:
“Like many aspects of modern life, our financial world has become increasingly complicated. Consumers are given more choices and more responsibility in making financial decisions but they don’t have the information and experience to make wise choices. After almost thirty years of teaching and research on financial topics in an academic setting, I decided to work directly with people to help them in making financial decisions.”
“I founded Rudolph Financial Planning to provide advice to consumers and help them make choices that will make their lives better. My clients pay me directly on an hourly, as-needed basis. They know that my focus is on them and their needs.”
“The change from my beginnings in 1976 as a new Ph.D. with a specialty in monetary economics from the University of North Carolina to an independent financial planner was gradual. In twenty-five years on the faculty at the University of Alabama and four years as a visiting professor at American University, I taught classes to students from freshman to Ph.D. students in the areas of financial institutions, corporate finance and real estate. In the last ten years, as I began teaching personal finance, my research focus shifted to understanding how consumers make financial decisions. I have presented or published papers that look at retirement planning, savings decisions and household decision making. This work has given me insight on a broad basis that I can now use in advising clients,” continues Pat.
“As part of my change from academic to financial planner, I earned the right to use the CFP® mark of distinction from the Certified Financial Planner Board of Standards. I am an active member of the Financial Planning Association, the largest organization of professionals dedicated to championing the financial planning process. I joined the Garrett Planning Network because I share their commitment to provide professional, objective and easy-to-access financial advice to anyone regardless of income or level of net worth.”
|
©2010 Rudolph Financial Planning. All rights reserved. |